{"id":23562,"date":"2024-12-23T11:00:00","date_gmt":"2024-12-23T04:00:00","guid":{"rendered":"https:\/\/luathoasen.vn\/?p=23562"},"modified":"2024-12-24T10:43:00","modified_gmt":"2024-12-24T03:43:00","slug":"lai-suat-cho-vay-nha-o-xa-hoi-nam-2025-con-47-nam","status":"publish","type":"post","link":"https:\/\/mail.luathoasen.vn\/en\/tin-tuc\/lai-suat-cho-vay-nha-o-xa-hoi-nam-2025-con-47-nam\/","title":{"rendered":"L\u00e3i su\u1ea5t cho vay nh\u00e0 \u1edf x\u00e3 h\u1ed9i n\u0103m 2025 c\u00f2n 4,7%\/n\u0103m"},"content":{"rendered":"

L\u00e3i su\u1ea5t cho vay nh\u00e0 \u1edf x\u00e3 h\u1ed9i c\u1ee7a n\u0103m 2025 gi\u1ea3m xu\u1ed1ng c\u00f2n 4,7%\/ n\u0103m. \u0110\u00e2y l\u00e0 n\u1ed9i dung trong Quy\u1ebft \u0111\u1ecbnh do Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u1eeba ban h\u00e0nh.<\/strong><\/p>\n\n\n\n

Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u1eeba ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2690\/Q\u0110-NHNN v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u00e1p d\u1ee5ng trong n\u0103m 2025 \u0111\u1ed1i v\u1edbi d\u01b0 n\u1ee3 c\u1ee7a nh\u1eefng kho\u1ea3n cho vay h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 11\/2013\/TT-NHNN, Th\u00f4ng t\u01b0 32\/2014\/TT-NHNN v\u00e0 Th\u00f4ng t\u01b0 25\/2016\/TT-NHNN (Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2690). Quy\u1ebft \u0111\u1ecbnh n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh k\u1ec3 t\u1eeb ng\u00e0y 1\/1\/2025.<\/p>\n\n\n\n

Theo \u0111\u00f3, m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u00e1p d\u1ee5ng trong n\u0103m 2025 \u0111\u1ed1i v\u1edbi d\u01b0 n\u1ee3 c\u1ee7a c\u00e1c kho\u1ea3n cho vay h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf theo quy \u0111\u1ecbnh t\u1ea1i c\u00e1c Th\u00f4ng t\u01b0 11\/2013, Th\u00f4ng t\u01b0 32\/2014 v\u00e0 Th\u00f4ng t\u01b0 25\/2016 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i cho vay h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf t\u1eeb ngu\u1ed3n t\u00e1i c\u1ea5p v\u1ed1n c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc l\u00e0 4,7%\/n\u0103m, gi\u1ea3m 0,1 \u0111i\u1ec3m % so v\u1edbi n\u0103m 2024. Tr\u01b0\u1edbc \u0111\u00f3, m\u1ee9c l\u00e3i su\u1ea5t n\u00e0y \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh l\u00e0 4,8%\/n\u0103m trong n\u0103m nay.<\/p>\n\n\n\n

M\u1ee5c \u0111\u00edch cho vay l\u00e0 h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 c\u00e1 nh\u00e2n, h\u1ed9 gia \u0111\u00ecnh mua, thu\u00ea, thu\u00ea mua nh\u00e0 \u1edf x\u00e3 h\u1ed9i<\/a>; thu\u00ea, mua nh\u00e0 \u1edf th\u01b0\u01a1ng m\u1ea1i; x\u00e2y d\u1ef1ng m\u1edbi ho\u1eb7c c\u1ea3i t\u1ea1o s\u1eeda ch\u1eefa l\u1ea1i nh\u00e0 \u1edf c\u1ee7a m\u00ecnh. \u0110\u1ed1i t\u01b0\u1ee3ng cho vay l\u00e0 ng\u01b0\u1eddi mua, thu\u00ea, thu\u00ea mua nh\u00e0 v\u00e0 doanh nghi\u1ec7p l\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n x\u00e2y d\u1ef1ng nh\u00e0 \u1edf x\u00e3 h\u1ed9i, doanh nghi\u1ec7p l\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n nh\u00e0 \u1edf th\u01b0\u01a1ng m\u1ea1i \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i c\u00f4ng n\u0103ng sang d\u1ef1 \u00e1n nh\u00e0 \u1edf x\u00e3 h\u1ed9i do B\u1ed9 X\u00e2y d\u1ef1ng c\u00f4ng b\u1ed1 trong t\u1eebng th\u1eddi k\u1ef3.<\/p>\n\n\n\n

Ngu\u1ed3n: VTV.VN<\/a><\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

L\u00e3i su\u1ea5t cho vay nh\u00e0 \u1edf x\u00e3 h\u1ed9i c\u1ee7a n\u0103m 2025 gi\u1ea3m xu\u1ed1ng c\u00f2n 4,7%\/ n\u0103m. \u0110\u00e2y l\u00e0 n\u1ed9i dung trong Quy\u1ebft \u0111\u1ecbnh do Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u1eeba ban h\u00e0nh. Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u1eeba ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2690\/Q\u0110-NHNN v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a<\/p>","protected":false},"author":5,"featured_media":23563,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"_links":{"self":[{"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/posts\/23562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/comments?post=23562"}],"version-history":[{"count":1,"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/posts\/23562\/revisions"}],"predecessor-version":[{"id":23564,"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/posts\/23562\/revisions\/23564"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/media\/23563"}],"wp:attachment":[{"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/media?parent=23562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/categories?post=23562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mail.luathoasen.vn\/en\/wp-json\/wp\/v2\/tags?post=23562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}